Housing Counseling

DHCDC Housing Counseling program offers counseling in financial planning, pre- and post-purchase, default and delinquency prevention, predatory lending, HECM (Reverse Mortgage) and other aspects of homeownership and tenancy. Additionally, it works collaboratively with public and private financial programs to ensure proper financing for eligible participants.

Housing Counseling is to provide first time homebuyers with the tools necessary to ensure sustainable homeownership. Using various curriculums the housing counselor and DHCDC partners provide financial planning and asset management as well as comprehensive housing counseling. Specifically, the curriculum includes financial education and assistance in credit counseling, “spending plans” and money management, pre and post purchase counseling, delinquency and foreclosure prevention, predatory lending schemes, affordable loan products, and landlord-tenant counseling and mediation. These services are offered as a group or “one on one”.

·       Homebuyer Counseling

·       Default and Delinquency Counseling

·       Foreclosure Prevention

·       Reverse Mortgage

·       Consumer Protection for Seniors

·       Credit and Debt Managment